Planters, drills and seeders put the crop in the ground, and on lawns and sports fields, seeders and aerators keep turf healthy. Precision planting technology has made modern planters more capable, and more expensive.
Subject to credit approval and documentation.
Farms often use annual payments; landscapers use seasonal or skip-payment structures on approved deals.
| Equipment finance agreement (EFA) | You own it from day one. Fixed payments; usually eligible for Section 179. |
|---|---|
| $1-buyout lease | Lease payments, then you buy it for $1. Treated much like an EFA for tax. |
| Fair-market-value (FMV) lease | Lower payments. Return, renew or buy at market value at the end. |
Time in business, business and owner credit, revenue, and the equipment’s details: make, model, year, serial number and condition. Requests above $1M also need financial statements.
Equipment bought with an EFA or $1-buyout lease and placed in service by December 31 may qualify for a first-year deduction. Estimate your tax savings.
Need cash for delivery, training, materials or the ramp-up? Add working capital to the same application.
Yes, precision upgrades bought from a dealer can be financed, either with a planter or on their own.
Yes, along with mowers and other turf equipment on one application.
LenderCloud finances equipment from $10,000 to $10 million. Requests up to $1 million can usually be decided on the application alone; larger requests need financial statements. All financing is subject to credit approval.