Fast equipment financing,
from application to funding.

LenderCloud is a next-generation B2B equipment financing & leasing platform. Apply online in minutes, get an automated approval, and fund new or used equipment — from $10K to $2M+ — without the paperwork marathon. Full credit spectrum, single units to full fleets.

LenderCloud credit decisionAn approved $485,000 equipment financing decision, fed by four origination channels: direct small businesses, enterprise borrowers, equipment sellers and bank partners.Credit decisionApprovedSummit Excavation LLCHydraulic excavator · 60-month lease$485,000Application-only approvalAppliedDecisionDocsFundedDirect SMBEnterpriseEquipment sellersBank partners

Why businesses choose LenderCloud

Financing for the equipment that runs your business — construction, transportation, medical, manufacturing, tech, and more.

Fast decisions

Automated underwriting on clean files means many applications get a decision in hours, not days. No black box — just a faster path to yes.

Real-time transparency

Log in anytime to see exactly where your application stands, what’s been reviewed, and what we need next. No more chasing your rep.

Bank-grade security

Your business and financial data is encrypted end-to-end and only used to underwrite your request. Serialized collateral, verified programmatically.

$10K – $2M+

Loans and leases sized for small businesses through mid-market — new or used equipment, single units or full fleets.

Flexible structures

Terms from 12–72 months, seasonal skips, step payments, and $1-buyout or FMV leases. Structured around your cash flow.

Vendor-friendly

Equipment dealers and vendors: close more sales with point-of-sale financing your buyers can qualify for on the spot.

Offer equipment finance under your bank's name.

Your commercial clients buy equipment every year. Partner with LenderCloud to finance it, from $10K to $10M, without building an equipment finance division.

Explore bank partnerships

How it works

Watch a 40-second walkthrough — from application to signed contract in under a minute.

1

Apply online

Tell us about your business and the equipment you need. Takes about 5 minutes — no paperwork to print.

2

Automated review

Our engine pulls the signals it can verify instantly and routes only the parts that need a human to an underwriter.

3

Submit any docs

If we need anything else, you’ll see the exact request in your portal and can upload it in seconds.

4

Get funded

Sign electronically and we disburse to you or your vendor. Track the whole thing end-to-end.

Ready to finance your equipment?

Start your application now — it’s free, fast, and won’t affect your credit to get a quote.

Apply now
Fast Equipment Financing & Leasing — Approval to Funding | LenderCloud