Loans and leases for new and used equipment from $10K to $10M, with an application-only path up to $1M, and working capital to go with them. Apply online in about 5 minutes and track every step in your portal.
Subject to credit approval and documentation.
Financing for the equipment that runs your business: construction, agriculture, transportation, manufacturing, foodservice and more.
Automated underwriting moves clean files to a decision quickly, and a person reviews every exception. You see the reasons, not a black box.
Log in anytime to see where your application stands, what has been reviewed and what we need next.
Your information is encrypted in transit, Social Security numbers are encrypted at rest, and only staff whose role requires it can see your application.
Loans and leases sized for small businesses through enterprise, new or used, single units or full fleets. Application-only up to $1M.
Terms of 12–84 months, seasonal and skip payments on approved deals, and $1-buyout or FMV leases, structured around your cash flow.
Equipment dealers offer financing at the point of sale, and we fund the dealer directly once the customer signs.
A new machine needs delivery, training, materials and time to ramp up. Add working capital to the same application, priced as an APR with monthly payments.
For 2026, businesses can deduct up to $2,560,000 of qualifying equipment in the year it goes into service, with 100% bonus depreciation above that. See what it could mean for your purchase.
IRS Rev. Proc. 2025-32. Estimate only, not tax advice.
Your commercial clients buy equipment every year. Partner with LenderCloud to finance it, from $10K to $10M, without building an equipment finance division.
Explore bank partnershipsWatch a 40-second walkthrough of the application, decision and signing.
Tell us about your business and the equipment you need. It takes about 5 minutes, with no paperwork to print.
Our engine checks what it can verify automatically and routes only the parts that need a human to an underwriter.
If we need anything else, you’ll see the exact request in your portal and can upload it in seconds.
Sign electronically and we pay your vendor directly. Track every step in your portal.
Apply online in about 5 minutes. Subject to credit approval.
Start an application